Heidi Clephas

108 Saratoga Drive

Frankfort, KY
$ 1,599,000 Beds 4 Baths 5.5 Sq 7,549
Monthly Estimate* How much can I afford?

FIRST TIME ON THE MARKET. Experience timeless elegance and exceptional craftsmanship in this stunning custom home located in the highly desirable gated community of Two Creeks. Nestled on just over one acre, this impressive residence offers over 7,500 square feet of thoughtfully designed living space with 4 spacious bedrooms, 6 bathrooms, and luxurious finishes throughout. The open-concept main level showcases beautiful wood flooring, an exceptional gourmet kitchen with high-end appliances, an inviting great room with fireplace, formal dining room, a cozy sitting room and a bright sunroom. The luxurious primary suite offers dual walk-in closets and a spa-inspired bath complete with a soaking tub, separate shower, and dual vanities. An additional first-floor bedroom with a private en-suite bath provides ideal accommodations for guests or multi-generational living. Upstairs, two generously sized bedrooms each featuring private baths and share a comfortable sitting area. The finished lower level expands your living space with a large family room, home office with custom built-ins, full bath, partial kitchen, and abundant storage. An additional room with a walk in closet could be used as an extra bedroom, office or more storage. Outdoor living is equally impressive, with a resort-style in-ground salt water heated pool, dedicated pool house with half bath, outdoor fireplace, waterfall, with beautifully landscaped grounds designed for entertaining and relaxation. Additional highlight includes an oversized three-car attached garage perfect for that golf cart. Golf, tennis, pickleball, pool, dining are all available by joining the beautiful Frankfort Country Club which sits within the confines of Two Creeks. Minutes from Lexington, this extraordinary property seamlessly combines luxury, comfort, and functionality, creating a truly exceptional place to call home.

Active

  • Price
  • $ 1,599,000
  • City
  • Frankfort
  • Bedrooms
  • 4
  • Full Bathrooms
  • 5
  • County
  • FRANKLIN
  • Half Bathrooms
  • 1
  • Area
  • 014 - Franklin County
  • Lot Size
  • 1.08 Acres
  • Zip
  • 40601
  • Sqr Footage
  • 7,549
  • Year Built
  • 2000
  • Style
  • Cape Cod
  • MLS#
  • 26020324
Listed By: Bluegrass Realty & Investments - 502-352-2650
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Forced Air,Humidity Control,Natural Gas
Cooling Ceiling Fan(s),Central Air,Electric,Exhaust Fan,Multi Units
Utilities Cable Connected,Electricity Connected,Natural Gas Connected,Phone Available,Sewer Connected,Water Connected,Underground Utilities
Possession Close Of Escrow
Roof Dimensional Style,Shingle
Appliances Cooktop,Dishwasher,Disposal,Double Oven,Gas Range,Microwave,Range,Refrigerator
HOA Fee 275.0
Garage Spaces 3.0
Association Fee Includes Other
Patio/Porch Features Patio,Porch,Rear Patio
Architectural Style Cape Cod
Pool Features In Ground
Security Features Security System Owned
Construction Materials Brick Veneer
Year Built 2000
View Farm,Neighborhood
Levels Two
Property Subtype Single Family Residence
Parcel Number 085-40-06-005.00
Community Features Pool,Tennis Court(s)
Assoc Fee Paid Per Quarterly
County Franklin
New Construction No
Property Type Residential
Association Amenities Security
HOA Yes
Attached Garage No
Subdivision Name Two Creeks
Garage Y/N Yes
Total Rooms 21
Full Baths 5
Status Active
Directions Use Google Maps or Waze for directions.
High School Franklin Co
City Frankfort
High School District Franklin County - 14
MLS Area 014 - Franklin County
Lot Size Units Acres
Lot Size Square Feet 46840.0
Carport Y/N No
Elementary School Hearn
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Elkhorn Middle
MLS Area Minor 014 - Franklin County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True
Utilities_co_Cable_sp_Connected True
Utilities_co_Underground_sp_Utilities True

Interior Features

Interior Amenities Ceiling Fan(s),Central Vacuum,Eat-in Kitchen,Primary Downstairs,Walk-In Closet(s),Wet Bar
Basement Concrete,Exterior Entry,Partially Finished,Sump Pump
Flooring Carpet,Tile,Wood
Total Fireplaces 1
Fireplace Features Family Room,Gas Log,Gas Starter,Primary Bedroom
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Blinds,Skylight(s),Window Treatments
Fireplace Y/N Yes
Above Grade Finished Area 5152.0
Half Baths 1
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 2397.0
LivingAreaSource Appraiser
Total Baths 6
Heating-Forced Air True
Heating-Natural Gas True

Exterior Features

Exterior Amenities Basketball Court,Fire Pit
Fencing Wood,Other
Parking Features Attached Garage,Basement,Driveway,Garage Door Opener,Garage Faces Side
Lot Features Few Trees,Landscaped
Water Source Public
Lot Size Area 1.08
Foundation Details Concrete Perimeter
Building Area Total 7549.0
Lot Size Acres 1.08
Lot Size Source Public Records
Waterfront Y/N No
Other Equipment Dehumidifier,Irrigation Equipment
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hurstbourne, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hearn Elementary School
Middle School Elkhorn Middle
High School Franklin Co High School

Price History

7/30/2026 Listed $1,599,000

Property vs Zip Code Average in 40601

Price
AVG $390K
$1.6M
Year Built
AVG 2252
2000
Visits
AVG 4
1
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

108 Saratoga Drive Frankfort, KY is a Single Family Home for sale at $1599000 with 7549 sqft and a lot size of 1.08 Acres Acre(s). 108 Saratoga Drive Frankfort has 4 bedrooms, 5 baths and was built in 2000. The property's zip code is 40601 which is in Frankfort, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Heidi Clephas

Heidi Clephas

502-500-3938

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